Four-System Overview
🏠 Roof
GAF Timberline HDZ (2018) · Hip 100% · Clips
Pass
⚡ Electrical
200A Square D · Copper/Romex · GFCI/AFCI ✓
Pass
🔧 Plumbing
Copper + PEX (partial 2020) · WH: 2021 Electric
Fair
❄️ HVAC
Carrier Infinity 3.5T 16 SEER (2021) · Heat Pump
Pass
Priority Findings for Underwriting
Plumbing - Aging Copper Supply Lines Monitor
Minor corrosion on original copper fittings under master bath vanity. Partial PEX re-pipe completed 2020. Recommend full re-pipe within 3-5 years.
Est. Cost: $4,200 - $6,800
Roof - No Secondary Water Resistance (SWR)
2018 re-roof did not include SWR underlayment. Structure otherwise meets wind-mit standards. SWR recommended at next replacement.
Upgrade at re-roof: $1,800 - $2,500
Electrical - Panel Upgrade (2014) ✓
Original FPE Stab-Lok replaced with 200A Square D in 2014. Permit #EP-2014-08921 verified. No concerns.
No action needed
Wind Mitigation Discount Summary
Building Code
2005 FBC Compliant
Eligible
Roof-to-Wall
Hurricane Clips (Simpson H2.5A)
Eligible
Roof Geometry
Hip Roof - 100%
Eligible
Opening Protection
All Openings - Accordion Shutters
Eligible
Risk Assessment
Overall RiskLow
Year Built2006
Sq Ft2,847
Stories2
ConstructionCBS / Block
Flood ZoneX (minimal)
Estimated Discounts
Wind-MitUp to 45%
Hip Roof✓ Eligible
Clips✓ Eligible
All Openings✓ Protected
Systems Age Summary
Roof8 yrs (2018)
Electrical12 yrs (2014)
Plumbing18 yrs (mixed)
HVAC5 yrs (2021)
Water Heater5 yrs (2021)
Repair Cost Summary
Immediate$0
1-3 Year$4,200-$6,800
5+ Year$1,800-$2,500
Reports on File
4-Point✓
Wind-Mit✓
Full Inspection✓
Photos47 on file
Inspector
Calvin Williams
FL License #HI-14823
E&O: $1M Coverage
(772) 224-5655