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Free Homeowner Resources · Professional PDF Guides

Homeowner Guide Library

Professional PDF guides to help you save on insurance, prepare for storms, and maintain your Florida home like a pro.

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Preparation

Pre-Inspection Preparation Checklist

Everything you need to have ready before your home inspector arrives - room-by-room checklist with pro tips.

Room-by-room access checklist
Documents to have ready
What to expect on inspection day
4 pages • PDF
Popular
Insurance

Florida Insurance Savings Guide

How 4-Point and Wind Mitigation inspections can save you $800-$2,400 per year on your insurance premium.

Discount breakdown by feature
4-Point vs. Wind Mitigation explained
Savings strategy checklist
4 pages • PDF
Popular
Safety

Hurricane Season Readiness Kit

Your complete preparation guide for Florida's hurricane season - before, during, and after the storm.

30-day pre-season checklist
48-hour storm prep
Post-storm action plan
4 pages • PDF
Preparation

Understanding Your Inspection Report

A plain-English guide to reading your 4-Point and Wind Mitigation reports - what every rating means.

4-Point system ratings explained
Wind Mitigation 7-question decode
Next steps action plan
4 pages • PDF
Maintenance

Home Maintenance Calendar for Florida

A 12-month seasonal maintenance schedule designed specifically for Florida's climate and insurance needs.

Month-by-month checklist
Hurricane season specifics
Insurance renewal reminders
3 pages • PDF
Insurance

Insurance Claim Documentation Guide

Step-by-step instructions for photographing damage, filing claims, and working with adjusters.

Photo & video requirements
Filing process walkthrough
Florida claim deadlines
4 pages • PDF
Insurance

Florida Homeowner's Peril Guide

What's covered, what's excluded, and what requires separate coverage under your HO-3 policy.

Covered vs. excluded perils
Deductible breakdown
Flood insurance warning
4 pages • PDF

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