Pricing

Beautiful Florida luxury home at golden hour
Per-Property Pricing

Protect What
Matters Most

Choose the right level of protection for each of your properties. From basic documentation to full claim readiness — we've got every Florida homeowner covered.

500+
Properties Protected
4.9★
Client Rating
24hr
Report Turnaround
100%
Carrier Acceptance

Simple, Transparent Pricing

Every plan is per-property. Choose different levels for different properties.

Starter

Start protecting your home for free

$0

Free forever

Property record creation
Free Policy Report Card & grade
Community contractor directory
Vision AI home assistant
Secure document storage(Up to 10 documents)
Upload photos & reports(Up to 25 photos)
Full document vault
Document organization & smart tags
Property timeline
Secure document sharing
Home HQ dashboard
Storm alerts & hurricane prep center
Key dates & renewal reminders
Savings & Protection Ledger (ROI tracking)
Realtor partner access
Claim Packet Generator
AI document processing
Sale package generation
Legal Evidence Mode
Claim Readiness Score
Export professional reports
Priority support
Verified Property Record (carrier-accepted)
Aerial roof intelligence
Dedicated account manager
Most Popular

Property Protection

Your whole home — documented, organized & protected

$12/mo

$144/property/year

Property record creation
Free Policy Report Card & grade
Community contractor directory
Vision AI home assistant
Secure document storage
Upload photos & reports(Unlimited)
Full document vault
Document organization & smart tags
Property timeline
Secure document sharing
Home HQ dashboard
Storm alerts & hurricane prep center
Key dates & renewal reminders
Savings & Protection Ledger (ROI tracking)
Realtor partner access
Claim Packet Generator
AI document processing
Sale package generation
Legal Evidence Mode
Claim Readiness Score
Export professional reports
Priority support
Verified Property Record (carrier-accepted)
Aerial roof intelligence
Dedicated account manager
Best Value

Claim Ready

AI claim tools + proof of the dollars we save you

$29/mo

$348/property/year

Property record creation
Free Policy Report Card & grade
Community contractor directory
Vision AI home assistant
Secure document storage
Upload photos & reports(Unlimited)
Full document vault
Document organization & smart tags
Property timeline
Secure document sharing
Home HQ dashboard
Storm alerts & hurricane prep center
Key dates & renewal reminders
Savings & Protection Ledger (ROI tracking)
Realtor partner access
Claim Packet Generator
AI document processing
Sale package generation
Legal Evidence Mode
Claim Readiness Score
Export professional reports
Priority support
Verified Property Record (carrier-accepted)
Aerial roof intelligence
Dedicated account manager
For Professionals

Total Coverage

White-glove service for professionals & portfolios

$49/mo

$588/property/year

Property record creation
Free Policy Report Card & grade
Community contractor directory
Vision AI home assistant
Secure document storage
Upload photos & reports(Unlimited)
Full document vault
Document organization & smart tags
Property timeline
Secure document sharing
Home HQ dashboard
Storm alerts & hurricane prep center
Key dates & renewal reminders
Savings & Protection Ledger (ROI tracking)
Realtor partner access
Claim Packet Generator
AI document processing
Sale package generation
Legal Evidence Mode
Claim Readiness Score
Export professional reports
Priority support
Verified Property Record (carrier-accepted)
Aerial roof intelligence
Dedicated account manager

Plans are per property — choose different plans for different properties

Most Requested

The Insurance-Ready Property Package

Everything your insurance carrier needs, in one visit and one delivery — your full Home Inspection, 4-Point, and Wind Mitigation report, packaged together.

Three reports, one appointment

Delivered together so buyers, realtors, and agents get the full picture at once.

Full Home Inspection
Complete, photo-documented condition report on the whole home.
4-Point Inspection
Roof, electrical, plumbing, and HVAC — the four systems carriers ask about.
Wind Mitigation
Documents storm-resistant features that can lower your premium.

Optionally bundled with a Verified Property Record™ — a single, verified summary of the property's systems and documentation.

Bundle & save vs. booking separately
Call for Pricing

Every home is different. We'll build a package quote around your property and needs — no obligation.

Tap to call — we pick up the phone.

or
Flexible financing options

Prefer to pay monthly?

Finance your inspection or service package with simple monthly payments. 0% APR available for qualified buyers — checking your options won't affect your credit score.

Vcita Homeowner Bonus: earn up to $300 in Vcita credit when you finance your project.See how

Pay monthly · Wisetack

Great for smaller jobs. Check your options in about a minute — won't affect your credit score.

Special financing · Synchrony

Built for bigger projects. Promotional financing may be available on approved credit.

All financing subject to credit approvalHow financing works
Professional home inspector documenting property with tablet technology
Property Protection
Your Whole Home, Documented

Property Protection

Your entire property — documented, organized, and protected. Every system, every photo, every report in one secure vault, all tracked on your personal Home HQ dashboard. Never scramble for a document again.

Home HQ dashboard — your home at a glance
Unlimited uploads + full vault with smart tags
Storm alerts & hurricane prep center
Key dates & renewal reminders — never miss a deadline
Organized insurance documents and property data ready for claims
Claim Ready
AI Claim Tools + Proof of Your Savings

Claim Ready

When disaster strikes, you're not scrambling — you're ready. AI-powered claim preparation, a Claim Readiness Score that tells your carrier you mean business, and a Savings & Protection Ledger that shows you the real dollars we've saved you. Everyone's most popular upgrade.

Savings & Protection Ledger — see your real ROI
AI document processing + Claim Readiness Score
Professional Claim Packet Generator
Legal Evidence Mode with hash verification
Aerial view of Florida neighborhood under comprehensive coverage
Total Coverage
The Ultimate Property Shield

Total Coverage

Everything in Claim Ready, plus a carrier-accepted Verified Property Record, aerial roof intelligence, and a dedicated account manager. For homeowners and portfolio owners who want the absolute best protection money can buy.

Verified Property Record — carrier-accepted
Aerial roof intelligence
Dedicated account manager
Priority support — we pick up the phone
Florida home prepared for hurricane with storm shutters secured
Florida Hurricane Season

Are You Storm Ready?

Hurricane season doesn't wait. With Property Protection or higher, you get real-time severe weather alerts, automated preparation checklists, and pre-staged documentation that makes filing a claim as painless as possible.

Happy family standing proudly in front of their protected Florida home

Peace of Mind for
Your Whole Family

Every Florida homeowner deserves to sleep soundly — knowing their property is documented, their insurance is in order, and when the storm comes, they're ready. That's what we deliver.

Licensed & insured Florida home inspector (FL#HI2622)
OIR-compliant carrier-ready documentation
500+ properties protected across the Treasure Coast
24-hour report turnaround — no exceptions

Frequently Asked Questions

How does per-property pricing work?

Each property gets its own subscription plan. You can have different plans for different properties — for example, your primary residence on the Claim Ready plan and a rental property on the free plan.

Can I upgrade or downgrade at any time?

Yes! You can upgrade your property's plan at any time. When you upgrade, you get immediate access to all new features. Annual billing starts from the date of upgrade.

Is there a free trial?

The Free plan is available forever with basic features. You can try the platform risk-free and upgrade when you need more advanced protection features.

What happens to my data if I downgrade?

Your data is never deleted. If you downgrade, you'll keep all uploaded documents and photos. Premium features like AI processing and evidence mode will be paused until you upgrade again.

Why should I choose Claim Ready over Property Protection?

Claim Ready adds our Savings & Protection Ledger (which shows you the real dollars we've saved you), AI-powered document processing, professional claim packet generation, legal evidence mode, and a Claim Readiness Score. If you're in a hurricane zone — and in Florida, you are — it's the difference between filing a claim in minutes vs. scrambling for weeks.

What's included that wasn't before?

A lot! Every plan now includes a free Policy Report Card and our Vision AI home assistant. Property Protection adds your personal Home HQ dashboard plus key-date and renewal reminders. Claim Ready adds the Savings & Protection Ledger and full AI claim tools. Total Coverage adds a carrier-accepted Verified Property Record and aerial roof intelligence.

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