Proof of Repair Inspection in Sebastian, FL
A Proof of Repair inspection documents that damage from a prior insurance claim was properly repaired — the verification a new carrier needs before they'll write or renew your policy.
Proof of Repair inspections for Sebastian homeowners
Sebastian is a laid-back riverside community in northern Indian River County, with a large number of affordably built homes in Sebastian Highlands from the 1970s through the 1990s. That older stock means 4-Point inspections are in constant demand here, and proximity to the Indian River Lagoon and Atlantic makes wind mitigation credits a smart way to offset coastal premiums.
We serve homeowners throughout Sebastian and nearby Vero Beach, Micco, Roseland, including neighborhoods like Sebastian Highlands, Sebastian Lakes, Roseland. A Proof of Repair inspection is a focused report confirming that the damage behind a prior insurance claim has been properly repaired. When a new carrier reviews your loss history and sees a past paid claim, they often require proof the work was completed correctly before they'll insure the home. We inspect the repaired areas, document their current condition with photos, and provide a clear report your carrier will accept.
Why Indian River County insurers ask for a Proof of Repair report
Florida insurers check a property's claim history through databases like the CLUE report. If they see a prior claim — a roof leak, water damage, or storm damage — they may refuse to write or renew coverage until you prove the damage was fixed. A Proof of Repair inspection removes that roadblock so you can get insured.
What you get
Unlocks New Coverage
When a carrier flags a prior claim, our report gives them the verification they need to move forward with your policy.
Documents Completed Work
We photograph and describe the current condition of the previously damaged areas so there's no question the repairs were done.
Fast Turnaround
Coverage decisions have deadlines, so we schedule quickly and deliver the report promptly.
Credible Third-Party Record
We report the visible current condition plainly — an independent record your carrier can rely on.
Flat $350 fee. Bundle with a 4-Point or wind mitigation inspection to save a trip.
How it works in Sebastian
Book Your Inspection
Call or book online and let us know your carrier's deadline so we can prioritize accordingly.
Share the Claim Details
Tell us what the prior claim was for so we know exactly which repairs to verify.
On-Site Verification
We inspect and photograph the previously damaged areas and document their current, repaired condition.
Report Delivered
You and your agent receive the signed report to submit to your carrier, usually within 24 hours.
Neighborhoods & areas we serve near Sebastian
We cover Sebastian and the surrounding Indian River County area, including:
ZIP codes served: 32958, 32976
Sebastian Proof of Repair FAQs
Trusted by homeowners in Sebastian & across the Treasure Coast
Cocorna 32
a year ago
THE BEST INSPECTORS I'VE EVER DEALT WITH. I'm from Broward, relocated to Martin County & have used multiple inspectors for investment properties & my personal home. Other companies avoid looking deep (crawl spaces) or getting dirty. This company does. Our inspector (Calvin) is very nice, extremely detailed & his extra steps have saved me thousands. Shocking, because the price for mold, 4-points & wind was VERY competitive.
James Nemeth
8 months ago
I've had nothing but great experiences from meeting Calvin 6 years ago to today. I've had to call on Calvin many times to get my insurance lowered due to the ridiculous insurance rates here in the state of Florida. Thanks to Calvin and his team, my insurance has dropped $1,700 from the previous year. If you need your insurance lowered, do not hesitate to call Calvin Johnson and his team.
Mikayla
a year ago
I couldn't be more impressed with the service I received from Calvin Johnson at Vcita Home Inspection. Not only was the inspection thorough, professional, and clearly explained, but they also went above and beyond by connecting me with a trusted home insurance underwriter. Thanks to that referral, I was able to cut my annual premium in half—literally saving over a thousand dollars! I highly recommend Calvin Johnson to anyone looking for top-tier service and real value.