What Sets This Apart From Every Other Property Report
Status Legend:
Verified Property Record
421 Blackbird Way
Port Saint Lucie, FL 34953 - St. Lucie County
Verification Code
VPR-A3F9K2
Year Built
2005
Sq. Footage
2,847
Property Type
Single Family
Systems Verified
5
SAMPLE DOCUMENT - This is a demonstration of the Vcita Verified Property Record format. Scroll down to see the Water Heater system with No Permit + Professional Install scenario.
Permit Number
BLD-2023-041892
Permit Date
08/14/2023
Permit Status
Verified Permit
Installation Quality
Professional
Year Installed
2023
Est. End of Useful Life
2045(22yr lifespan)
19 years remaining
Manufacturer
GAF
Verified On
03/22/2026
Inspector
Calvin Johnson (HI2622)
Inspector Note
Full re-roof completed 2023 by licensed contractor. Permit verified with St. Lucie County. All flashing and drip edge in good condition. No active leaks or soft spots detected.
Inspector Summary
Property is in good overall condition. Four of five major systems have verified permits on file. The water heater, while professionally installed with code-compliant work quality, does not have a permit on file with St. Lucie County. Homeowner has been advised on the after-the-fact permitting process. All systems are currently functional and meet Florida Building Code standards. This property presents a favorable risk profile for underwriting purposes.
Insurance Readiness Score
How prepared this property is for insurance underwriting
Based on system ages, permits, wind mitigation, documentation, and conditions.
Wind Mitigation Summary
Features that may qualify for insurance premium discounts
Roof Geometry
Hip Roof
Roof Deck
8d nails, 6" o.c.
Roof-to-Wall
Clips
Secondary Water Resistance
❌ Not Present
Opening Protection
Impact-Rated
Coverage Level
All Openings Protected
Discount-Eligible Features
Replacement Cost Estimates
Florida market estimates (2025-2026)
Estimates reflect current Florida market rates for licensed, insured contractors. Actual costs vary by property size, accessibility, and materials.
Scan to Verify
VPR-A3F9K2
Why This Report Changes Everything
No other property report in the industry provides this level of detail. Here is what makes the VPR the go-to document for every stakeholder.
Unpermitted Work? No Problem.
The VPR doesn't just say 'no permit.' It documents whether the work was professionally done, code-compliant, and what the homeowner should do next. That context changes the entire risk equation.
Actionable Recommendations
Every system gets specific, practical recommendations - not generic advice. 'Contact St. Lucie County Building Dept at (772) 462-1553' beats 'obtain proper permits.'
Permit + Quality = Full Picture
A permit alone doesn't guarantee quality. And quality work often happens without permits. The VPR tracks both independently - because underwriters need both data points.
15 Verified Photos
Three photos per system: Overview, Detail/Wide Shot, and Data Tag. Every photo timestamped and linked to the inspector's field verification.
Built for Every Stakeholder
Insurance carriers, underwriters, agents, banks, lenders, buyers, sellers, and property managers all get value from the same document. One record, many uses.
Instant Verification
Every VPR carries a unique code and QR code. Anyone can scan it to verify authenticity instantly - no phone calls, no emails, no waiting.
Ready to Order a VPR for Your Property?
Starting at $150/property. No full inspection required. Order standalone or bundle with any inspection service for $50 off.