
The lender-required environmental due-diligence report for commercial property — delivered to the ASTM E1527-21 standard, so your closing stays on track and your liability stays protected.
Certified field inspection by Calvin S. Johnson, paired with a licensed Environmental Professional who prepares the official report.
A Phase I Environmental Site Assessment is a standardized report that identifies whether a commercial property carries potential environmental contamination liability — things like former fuel tanks, chemical use, or contamination that migrated from a neighboring site.
It’s non-intrusive — no drilling, no soil or water sampling. Instead it combines deep records research, an on-site walkthrough, and interviews into one authoritative report your lender can rely on.
Done right, it lets a buyer qualify for federal “innocent landowner” liability protections — so you’re never on the hook for a problem you didn’t create.

If you’re buying, financing, or refinancing commercial property, chances are you’ll need one.
Almost every commercial loan requires a Phase I ESA before funding. It protects the bank's collateral from hidden contamination liability.
SBA 7(a) and 504 loans have specific environmental due-diligence requirements that a compliant Phase I ESA satisfies.
Qualify for CERCLA liability protections (the 'innocent landowner' defense) so you're not stuck with someone else's cleanup bill.
Keep the deal moving and the closing on schedule with due diligence that holds up under scrutiny.
Every compliant Phase I ESA is built from these four components.
Federal, state and local environmental databases plus historical aerials, fire-insurance maps, city directories, title and permit records — reconstructing decades of property history.
A physical, non-intrusive walkthrough of the property and adjacent sites — looking for storage tanks, staining, drainage, chemical storage and other red flags, fully photo-documented.
Conversations with current and past owners, occupants and local officials to surface spills, chemical use and history that never made it into the public record.
A licensed Environmental Professional synthesizes every finding into a written ASTM E1527-21 report identifying any Recognized Environmental Conditions (RECs).
Certified local fieldwork, backed by a licensed environmental reporting team.
Calvin S. Johnson — CCPIA-certified and multi-trade experienced — performs the site reconnaissance: a thorough, photo-documented walkthrough of the property and its surroundings, capturing the physical conditions the report depends on.
Our environmental reporting partner — qualified Environmental Professionals (EPs) — handle the regulatory database searches, historical research and the formal written ASTM E1527-21 report that lenders and the SBA require. You get one seamless, accountable service.
Your Phase I ESA is a formal, EP-signed document built to satisfy lenders, the SBA, attorneys and the EPA’s All Appropriate Inquiries rule. Every report follows the same rigorous ASTM E1527-21 structure — ten numbered sections backed by nine evidence appendices:
Client, consultant, subject-property and project identifiers.
Property description, findings & opinions, conclusions, and the bottom-line recommendations — including any RECs, CRECs, HRECs or data gaps.
Purpose, scope of work, assumptions, limitations, deviations and reliance parties.
On-site walkthrough findings — tanks (USTs/ASTs), drums, PCBs, staining, discharge features, pits/ponds, waste, wells and adjoining-property observations.
Title records, specialized knowledge, activity/use limitations, valuation notes and owner/occupant details.
Regulatory database search, physical setting (topography, hydrology, flood/wetlands) and historical use via aerials, fire-insurance & topo maps, and city directories.
Documented conversations with owners, occupants and officials who know the property's history.
Precursory notes on asbestos, lead-based paint, mold, radon and construction debris (business environmental risks).
Formal certification by the licensed Environmental Professional (EP).
Credentials establishing the EP meets ASTM / AAI professional requirements.
Findings aren’t just stated — they’re documented. Every conclusion is backed by the source records, maps and photographs bundled at the back of your report.
You’re not alone — here’s what most owners ask.
A Phase I Environmental Site Assessment is a standardized, non-intrusive due-diligence report (performed to ASTM E1527-21 / EPA 'All Appropriate Inquiries' standards) that identifies potential environmental contamination liabilities on a commercial property. It reviews records, inspects the site, and interviews people who know its history — no soil or water sampling is involved at this stage.
Environmental contamination can destroy a property's value and saddle the owner — and sometimes the lender — with enormous cleanup costs. Lenders require a Phase I ESA to protect their collateral and to make sure you qualify for the legal liability protections that come with proper due diligence.
Plan on a 3–4 week turnaround once the property is accessible and the necessary information is available. Records research, database orders and interviews all take time — this is a thorough, standards-based report, not a same-day checklist.
Phase I Environmental Site Assessments start at $2,300. Final pricing depends on the property's size, type, history and complexity. Share your property details and we'll give you a firm quote.
If the report identifies a Recognized Environmental Condition, it may recommend a Phase II ESA — intrusive testing (soil, groundwater) to confirm and characterize the issue. Many properties come back clean; the Phase I simply gives you and your lender the confidence to proceed.
Yes. The report is prepared to the current ASTM E1527-21 standard by a licensed Environmental Professional, which is what lenders, SBA programs and attorneys expect for commercial transactions.
Tell us about the property — address, size, type and your lender’s deadline — and we’ll send you a firm quote and timeline. Phase I assessments start at $2,300.
Also need a building-condition report? Ask about our Commercial Property Inspections.