Question 1

How much can a wind mitigation inspection save me in Palm Beach Gardens?

Accepted Answer

Savings vary by home, but many Palm Beach Gardens homeowners save far more on their premium each year than the one-time cost of the inspection — the wind-storm portion of a Florida policy is often the largest line item, and credits can reduce it substantially.

Question 2

How long is a wind mitigation report valid?

Accepted Answer

A Florida wind mitigation report is valid for five years from the inspection date, as long as the roof and documented features haven't changed. So one inspection typically pays off for years.

Question 3

What does the inspection look at?

Accepted Answer

We document roof shape, roof-to-wall attachments (clips or straps), roof deck fastening, the roof covering's compliance, the roof's age, and whether your windows and doors are impact-rated or protected — the features Florida law ties premium credits to.

Question 4

Can you inspect a newer home in Palm Beach County?

Accepted Answer

Absolutely. Newer Palm Beach County homes built to modern code often qualify for the strongest credits, so a wind mitigation inspection is one of the smartest things a new-construction owner can do to lower their premium.

Question 5

What is the OIR-B1-1802 form?

Accepted Answer

It's the official Florida wind mitigation form every insurance carrier in the state accepts. When we complete your inspection, we record your home's storm-resistant features on this exact form so your agent can submit it and apply your credits — no carrier-specific paperwork required.

Question 6

Is a wind mitigation inspection required in Palm Beach Gardens?

Accepted Answer

It isn't legally required the way a 4-Point often is, but it's almost always worth doing. Florida law requires insurers to give discounts for qualifying wind-resistant features — so skipping the inspection usually just means leaving money on the table on your Palm Beach Gardens premium every single year.

Question 7

How much does a wind mitigation inspection cost in Palm Beach Gardens?

Accepted Answer

It's an affordable flat fee, and for most Palm Beach Gardens homeowners the annual premium savings are many times the one-time cost. Call us for an exact quote — and ask about bundling it with a 4-Point in the same visit to save even more.

Question 8

Which features earn the biggest wind mitigation discounts?

Accepted Answer

The largest credits usually come from a hip roof shape, strong roof-to-wall attachments (single or double wraps rather than toe-nails), a tightly nailed roof deck, a roof covering that meets modern code, and impact-rated or shuttered openings. We document every qualifying feature your home has so nothing that could lower your premium gets missed.

Question 9

Do I need to be home for the wind mitigation inspection?

Accepted Answer

Usually only for part of it — we need access to the attic to photograph the roof-to-wall connections and roof deck, plus the exterior and the openings. Many Palm Beach County clients arrange access and we handle the rest. We'll always tell you exactly what we need when you book.

Wind Mitigation Inspection in Palm Beach Gardens, FL

Wind Mitigation inspections for Palm Beach Gardens homeowners

Why Palm Beach County insurers ask for a Wind Mitigation report

What you get

Real Premium Savings

Credits You've Earned

Official State Form

Fast Turnaround

How it works in Palm Beach Gardens

Book Your Inspection

Feature Documentation

Report Delivered

Apply Your Credits

Neighborhoods & areas we serve near Palm Beach Gardens

Palm Beach Gardens Wind Mitigation FAQs

Trusted by homeowners in Palm Beach Gardens & across the Treasure Coast

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