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Vcita Insurance Assistant
Ask anything about Florida homeowner insurance
Hi! I'm the Vcita Insurance Assistant. Ask me anything about Florida homeowner insurance - hurricane deductibles, wind mitigation, flood, claims, roof coverage, Citizens, and everything in between. I'll answer in plain English.
Popular questions
Vcita Assistant uses AI to answer insurance questions. For binding decisions, always verify with a licensed agent.
What homeowners ask most
Real questions from Florida homeowners this month. Tap any to jump straight into a conversation.
Renewal
Why did my premium double at renewal?
Roof
My roof is 18 years old. Can I still get insured?
Deductibles
What's the catch on a 10% hurricane deductible?
Flood
Do I need flood insurance if I'm in Zone X?
Exclusions
Is my pool cage covered if a hurricane rips it off?
Florida
Should I stay with Citizens or shop private?
Claims
How do I file a claim without getting screwed?
Endorsements
What is Ordinance or Law and do I need it?
Liability
My dog bit a neighbor. Will my insurance pay?